Coastal Property Insurance

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What is considered "Coastal"?

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Many insurance companies consider anything within 5 miles of water "coastal'. What that means to you is that is a property is considered coastal, most insurance companies won't write an insurance policy as it does not fit their risk guidelines.

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We specialize in coastal property insurance including flood insurance (which is separate and distinct policy as homeowner insurance never covers flood damage).

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Coastal property insurance is no difference than a typical homeowners insurance policy with the exception of it's location. Many coastal homeowners insurance premium that have been in force for a decant period of time and/or placed through an insurance agency that doesn't not specialize in coastal property insurance are often paying twice what they should be for the coverage required.

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Contact us today if you are in need of a new policy or if you would like us to shop the market to compare your existing policy. 

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Chance are that if we shop the marker for an existing policy we will find a much better policy at a much cheaper rate.

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